Be Prepared

Will Government's Sequestration Affect You?

We know that a number of our members will be affected by furloughs or layoffs brought about by the sequestration process or the government shutdown. We also know that each member’s financial situation may be different than someone else’s. If you are anticipating financial difficulties due to a loss of income during this time, please call one of our loan specialists at your nearest branch or call our Member Services Department toll-free 800-448-4096 or locally 334-598-4411.

Our lending specialists are ready to assist you in restructuring your loans with us by granting up to sixty days deferment on your existing loan(s) (excluding real estate), or, if qualified, a loan refinance program that may lower your payments.

If you currently have a certificate of deposit with us and find that you need to cash it in for a source of ready cash, bring us your furlough or layoff papers and we will waive your early withdrawal penalties. 

Need financial counseling or budget advice? 

Call our BALANCE partners at 888-456-2227 and let them know you are an AACFCU member or visit them via their website at: to get started.