Fee Schedule

The following fees and transaction limitations may be assessed against your account. 


Six (6) transactions (withdrawals and/or balance inquiries) at non-AACFCU ATMsFree
Over six (6) balance inquiries at non-AACFCU ATMs$0.50
Over six (6) monetary transactions at non-AACFCU ATMs$1.00

Checking Account Monthly Fees

Members Choice Checking$0/mo
Members Advantage Checking$5.00/mo
Senior Prime Checking
(monthly fee waived if more than $10,000 balance is maintained)

Checks - Drafts - Money Orders

Check PrintingFee varies on style and quantity
Cashier's Check$2.00
Money Orders$3.00
Non-sufficient funds$28.00
Stop Payment$28.00
Overdraft Transfer from Shares$3.00
Replacing member check with Official or Cashiers Check$5.00
Returned deposit item (third party check)$5.00
Returned deposit item (member check)$25.00
Official checks in excess of one$2.00
Temporary checks$0.25
Gift cards$4.00
Traveler's Cheques - per $100.00$1.00
Traveler's Cheques for Two - per $100.00$1.50


Accidental Death InsuranceRates Vary
Members pay credit Life & DisabilityRates vary

Safe Deposit box Rental (select locations)

3 x 5 annually$18.00
3 x 10 annually$30.00
5 x 10 annually$40.00
10 x 10 annually$65.00
Lost Key, drilling of lockActual Cost


Account activity printout$1.00
Account research$20.00 per hour - $5.00 minimum
Christmas Club Account - Early Withdrawal or Closure$10.00
Credit Union Membership Fee$1.00
Dormant Account - No Activity for 12 months and a balance under $100.00$5.00/qtr
Faxes - first page
Each page thereafter
Levy / Garnishment request$50.00
MasterCard/Debit Card/ATM Replacement$15.00
Mortgage Application Fee - Non-conforming 15-year mortgage or less$25.00
Digital copy$1.00
Notary serviceFree
Photocopy per page$0.25
Returned mail processing fee (no forwarding address)$5.00/mo
Signature GuaranteeFree

24-Hour Services

Dixie 24-hour automated telephone serviceFree
Online Bill PayFree
Internet Account AccessFree

Western Union

Domestic: $1.00 - $9,999.99
$10,000.00 and above


International: up to $500.00
Over $500.00
$15.00 + 2% of principal

Wire Transfer

Domestic Transfer$20.00
International Transfer$40.00

Service fees are subject to change.