Credit Cards

We offer two popular credit cards for you to choose from. Our credit card gives you instant credit for unplanned emergencies or unbeatable bargains. 

Platinum Rewards Card

  • Earn points toward airline miles, gift certificates, merchandise or cash
  • Earn one point for every dollar spent
  • Earn 500 points just for signing up!
  • 5,000 bonus points if you spend $1,000 in the first 90 days
  • No Annual Fee
  • No Balance Transfer Fee
  • Low, non-variable interest rate
  • 24-7 Emergency Assistance while traveling
  • Travel and Death Protection

Existing members, click here to login to the CURewards site

Platinum Credit Card

  • No Annual Fee
  • No Balance Transfer Fee
  • Low, non-variable interest rate
  • 24-7 Emergency Assistance while traveling
  • Travel and Death Protection

To report lost/stolen credit cards, please call 800-449-7728.


Pay down your debt with 0% APR* on Balance Transfers!

New and existing AACFCU credit cardholders, get 0% APR* for 6 months on balance transfers. Our regular rates are as low as 11.99% APR*, so you will still save big even after the promotional period is over. Since AACFCU doesn't charge a balance transfer fee, this is the perfect opportunity to move your balance to us and pay off your higher rate credit card balances! 

On purchases, you'll also earn:

  • 3x the points
  • 500 points just for signing up
  • Points toward airline miles, gift certificates, merchandise or cash

*APR=Annual Percentage Rate. Regular rates as low as 11.99% APR. Offer valid on balance transfers made between 2/15/2019 and 8/15/2019. Purchases and balance transfers made after the first 60 days will be at your regular rate. Certain restrictions apply. Contact AACFCU for full details.

MasterCard Payment Addresses:

Mailing Address:

PO Box 71050
Charlotte NC, 28272-1050

Overnight Address:

Payment Processing Dept.
PSCU
560 Carillion Parkway
St. Petersburg FL, 33716

Questions about your card?


24 hour cardholder service
800-654-7728

*APR=annual percentage rate. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Actual rates are non-variable and will not change for the life of the balance. Offer good with approved credit for loans new to AACFCU. View Credit Card Disclosure.

Frequently Asked Questions:

More Questions? Just Ask

Or speak to a Member Service Representative at any of our branches.