Fees

ATM Charge Alert Me
Three (3) Transactions (Withdrawals and/or Balance Inquiries) at Non-AACFCU ATMs per month Free1
Over three (3) Balance Inquiries at Non-AACFCU ATMs per month $0.50
Over three (3) Monetary Transactions at Non-AACFCU ATMs per month $1.00
  • 1Transaction may be subject to a fee from the ATM owner.

Account Services Charge Alert Me
Cashier's Check $2.00
Check Printing Fee varies on style and quantity
Checks for Prime Checking (standard duplicate checks) One free box/yr
Non-Sufficient Funds/Overdraft $28.00
Official Checks in Excess of One Per Day $2.00
Overdraft Transfer from Shares $3.00
Replacing Member Check with Official or Cashier's Check $5.00
Returned Deposit/Payment Item $5.00
Stop Payment Request $28.00
Temporary Checks - 4 Per Sheet $1.00

Checking Accounts Charge Alert Me
Members Choice Plus Checking $0/mo
Prime Checking (fee waived if more than $10,000 balance is maintained) $3.00/mo
Smart Rewards Checking $6.00/mo
Smart Rewards Premium Checking (fee waived if balance of $1,500 or an average relationship of $10,000 is maintained) $6.00/mo
You Choose Debit Account $0/mo
Youth Checking $0/mo

Insurance Charge Alert Me
Accidental Death Insurance Rates Vary
Guaranteed Asset Protection (GAP) Rates Vary
Member Pay Credit Life & Disability Rates Vary

Safe Deposit box Rental (select locations) Charge Alert Me
3 x 5- Annually $20.00
5 x 5- Annually $25.00
3 x 10- Annually $30.00
5 x 10- Annually $40.00
10 x 10- Annually $70.00
Lost Key, Drilling of Lock Actual Cost

Additional Services Charge Alert Me
ACH Loan Payment Transfer from Another Financial Institution $7.00 setup fee- $0 reoccurring fee
Christmas Club Account - Early Withdrawal or Closure $10.00
Coin Machine Usage for AACFCU Members (waived on Smart Rewards, Prime, Kirby & Youth Accounts) 4% of balance counted
Coin Machine Usage for Non-AACFCU Member 8% of balance counted
Credit Union Membership Fee (one-time cost) $1.00
Faxes - First Page $3.00
Faxes - Each Page Thereafter $1.00
Funds Transfer & Popmoney Express/Next Day Delivery $1.95
Funds Transfer & Popmoney Standard Delivery Free
Gift Card Processing Fee $4.00
Inactive Account - No activity for 12 months & Balance under $500.00 $5.00/mo
Levy / Garnishment Request $50.00
MasterCard Credit or Debit Card Replacement $15.00
Notary Service Free
Paper Statement Delivery Fee $3.00 / mo or quarter per statement
Photocopy Per Page $0.25
Returned Mail Processing Fee (no forwarding address) $5.00/mo
Signature Guarantee Free
SNAP Loan Payment in Person or by Phone $10.00
SNAP Loan Payment Online $8.00

24-Hour Services Charge Alert Me
Apple Pay, Google Pay & Samsung Pay Free
Dixie Phone Banking Free
E-Statements Free
iPad, iPhone, & Android Applications Free
Mobile Account Access Free
Mobile Deposit Capture Free
Online Banking & Bill Pay Free
Bill Pay - Expedited Electronic Payment $5.00
Bill Pay - Expedited Overnight Check Payment $25.00

Wire Transfer Charge Alert Me
Domestic Transfer $20.00
International Transfer $40.00

Service fees are subject to change.