Rates

Army Aviation Center Federal Credit Union cares about you and can assist you with all types of loans. You'll receive personalized service and your loan application will be processed quickly and efficiently by people who know you.

Auto Loans

APR* TERMS
New autos (current and 1 yr old) as low as 1.75 % 36 months
as low as 1.75 % 48 months
as low as 2.25 % 60 months
New autos ($20,000 minimum)
as low as 2.75 % 72 months
New autos ($30,000 minimum)
as low as 3.75 % 84 months
Used autos 2 & 3 years old
as low as 2.75 % 48 months
as low as 3.75 % 60 months
Used autos 2 & 3 years old ($25,000 minimum & subject to approval)
as low as 3.75 % 72 months
Used autos 4 yrs old
as low as 3.75 % 60 months
Used autos 5 yrs old & older as low as 3.75 %

48 months


RV/Boat and Leisure Vehicle Loans

APR* TERMS
New Recreational Vehicles
Under $20,000 as low as 4.75 % 72 months
$20,000 to $49,999 as low as 4.95 % 144 months
$50,000 and over as low as 5.25 % 180 months
Used Recreational Vehicles
Under $20,000 as low as 4.95 % 72 months
$20,000 to $49,999 as low as 5.25 % 144 months
$50,000 and over as low as 5.75 % 180 months
Motorcycles
Under $20,000 as low as 4.25 % 60 months
Over $20,000 as low as 5.75 % 72 months
New/Used Boats
Under $15,000 as low as 4.75 % 60 months
Over $15,000 as low as 4.75 % 120 months
New Jet Skis as low as 4.75 % 60 months
Used Jet Skis as low as 5.25 % 48 months
New Farm & Garden Tractor as low as 7.50 % 60 months
Used Farm & Garden Tractor as low as 7.90 % 48 months


Personal Loans

APR* TERMS
Share Secured 2.00 % above share rate
60 months
Certificate Secured 2.00 % above certificate rate certificate term
Open-end Line of Credit and Unsecured Loans as low as 7.99 % DPR**=0.021890% (LOC only) up to 60 months

Credit Card Rates

APR* TERMS
CURewards Platinum MasterCard as low as 9.99 % Revolving
Platinum MasterCard

 View Credit Card Disclosure
as low as 7.99 % Revolving

Mortgage Rates

APR* TERMS
In house 15 yr. mortgage
as low as Click for rates 180 months
In house 12 yr. mortgage
as low as Click for rates
144 months
In house 10 yr. mortgage

as low as Click for rates
120 months
In house 30/10 yr. Balloon mortgage

as low as Click for rates
120 balloon
Land
as low as 5.75 % 144 months
Home Equity
as low as 4.75 % 120 - 180 months
Home Equity Line of credit
as low as Prime + 0.00 % (min. rate 3.25%) 120 mo. draw - 143 mo. repayment

LATE CHARGES: If your payment is more than 7 days late, we may collect a late payment charge from you of 20% of the Finance Charge due with a minimum of $5.00. Late charges apply to Consumer Loans only and are different for real estate secured loans.

CANCELING OR CHANGING THIS PLAN: The Credit Union has the right to change the terms of this plan from time to time after giving you any advance notice required by law. Any change will apply to future advances. At the discretion of the Credit Union and subject to any requirements of the applicable law, the change in terms will also apply to unpaid balances. An increase in the daily periodic rate under a variable or adjustable interest rate is not considered a change in terms under this plan.

*APR refers to ANNUAL PERCENTAGE RATE.
**DPR refers to DAILY PERIODIC RATE.
***See one of our Loan Officers for details.

Rates are subject to change.