Rates

Army Aviation Center Federal Credit Union cares about you and can assist you with all types of loans. You'll receive personalized service and your loan application will be processed quickly and efficiently by people who know you. 

Auto Loans

APR*TERMS
New autos (current and 1 yr old)
1.49%36 months
1.49%48 months
1.99%60 months
New autos ($20,000 minimum)
2.49%72 months
New autos ($30,000 minimum)
3.49%84 months
Used autos 2 & 3 years old
2.49 %48 months
3.49%60 months
Used autos 2 & 3 years old ($25,000 minimum & subject to approval)
3.49%72 months
Used autos 4 yrs old & older
3.49%36 months
3.49%48 months

RV/Boat and Leisure Vehicle Loans

APR*TERMS
New Recreational Vehicles
Under $20,0004.49%60 months
$20,000 to $49,9994.49%143 months
$50,000 and over4.49 %143 months
4.99%180 months
Used Recreational Vehicles
Under $20,0005.49%60 months
$20,000 to $49,9995.49%143 months
$50,000 and over5.49%143 months
Motorcycles
Under $20,0003.99%60 months
Over $20,0005.99%72 months
New Boats
Under $15,0004.49%60 months
Over $15,0004.49%120 months
Used Boats
Under $15,0004.49%60 months
Over $15,0004.49%120 months
New Jet Skis7.90%60 months
Used Jet Skis8.90 %48 months
New Farm & Garden Tractor7.50%60 months
Used Farm & Garden Tractor8.50%48 months


Personal Loans

APR*TERMS
Share Secured 2.00% above share rate
60 months
Certificate Secured2.00% above certificate ratecertificate term
Open-end Line of Credit and Unsecured Loans9.99% DPR**=0.027370% (LOC only)36 months
9.99% DPR**=0.027370% (LOC only)48 months

Computer Loans8.00%
36 months

Credit Card Rates

APR*TERMS
CURewards Platinum MasterCard
12.9%Revolving
Platinum MasterCard
8.90%Revolving

Mortgage Rates

APR*TERMS
In house 15 yr. mortgage
3.99%180 months
In house 12 yr. mortgage
3.99%144 months
In house 10 yr. mortgage

3.49%120 months
Non-primary
5.75%143 months
Land
6.25%143 months
Home Equity
5.50%120 - 180 months
Home Equity Line of credit
Prime -1.0% (min. rate 3%)120 mo. draw - 143 mo. repayment

LATE CHARGES: If your payment is more than 7 days late, we may collect a late payment charge from you of 20% of the Finance Charge due with a minimum of $5.00. Late charges apply to Consumer Loans only and are different for real estate secured loans.

CANCELING OR CHANGING THIS PLAN: The Credit Union has the right to change the terms of this plan from time to time after giving you any advance notice required by law. Any change will apply to future advances. At the discretion of the Credit Union and subject to any requirements of the applicable law, the change in terms will also apply to unpaid balances. An increase in the daily periodic rate under a variable or adjustable interest rate is not considered a change in terms under this plan.

*APR refers to ANNUAL PERCENTAGE RATE.
**DPR refers to DAILY PERIODIC RATE.
***See one of our Loan Officers for details.

Rates are subject to change.