Rates

Army Aviation Center Federal Credit Union cares about you and can assist you with all types of loans. You'll receive personalized service, and your loan application will be processed quickly and efficiently by people who know you.

Auto Loans

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APR* MAXIMUM TERMS
New or Used Autos
(2010-2016)
as low as 1.79 % 48 months
New or Used  Autos
(2010-2016) 

as low as 2.29 % 60 months
New or Used Autos
(2010-2016, $15,000 minimum)
as low as 2.79 % 72 months
New or Used  Autos
(2010-2016, $25,000 minimum) 

as low as 3.29 % 84 months
Used Autos
(2009 & Older)
as low as 2.79 % 48 months
Used  Autos
(2009 & Older) 

as low as 3.29 % 60 months
Used Autos
(2009 & Older, $20,000)

as low as 3.99 % 72 months

RV/Boat and Leisure Vehicle Loans

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APR* MAXIMUM TERMS
Recreational Vehicles - New or Used
$10,000 or less
as low as 4.75 % 72 months
$10,001 to $20,000
as low as 4.95 % 120 months
$20,001 to $35,000
as low as 5.15% 144 months
$35,001 and over
as low as 5.35% 180 months
Boats - New or Used
$10,000 or less
as low as 4.75 % 72 months
$10,001 to $20,000
as low as 4.95 % 120 months
$20,001 to $35,000
as low as 5.15 % 144 months
$35,001 and over
as low as 5.35 % 180 months
Motorcycles / Personal Watercraft (Jet Ski's) / ATV's - New & Used
$15,000 or less
as low as 4.75 % 60 months
$15,001 and over
as low as 5.75 % 72 months
New Farm & Garden Tractor as low as 7.50 % 60 months
Used Farm & Garden Tractor as low as 7.90 % 48 months


Personal Loans

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APR* TERMS
Share Secured 2.00 % above share rate
60 months
Certificate Secured 2.00 % above certificate rate certificate term
Open-end Line of Credit and Unsecured Loans as low as 7.99 % DPR**=0.021890% (LOC only) up to 60 months

Credit Card Rates

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APR* TERMS
CU Rewards Platinum MasterCard as low as 9.99 % Revolving
Platinum MasterCard

View Credit Card Disclosure
as low as 7.99 % Revolving

Mortgage Rates

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APR* TERMS
In house 15 yr. mortgage
as low as Click for rates 180 months
In house 12 yr. mortgage
as low as Click for rates
144 months
In house 10 yr. mortgage

as low as Click for rates
120 months
In house 30/10 yr. Balloon mortgage

as low as Click for rates
120 month balloon
Land
as low as 5.75 % 144 months
Home Equity
as low as 4.75 % 120 - 180 months
Home Equity Line of credit
as low as Prime + 0.00 % (min. rate 3.50%) 120 mo. draw - 143 mo. repayment

LATE CHARGES: If your payment is more than 7 days late, we may collect a late payment charge from you of 20% of the Finance Charge due with a minimum of $5.00. Late charges apply to Consumer Loans only and are different for real estate secured loans.

CANCELING OR CHANGING THIS PLAN: The Credit Union has the right to change the terms of this plan from time to time after giving you any advance notice required by law. Any change will apply to future advances. At the discretion of the Credit Union and subject to any requirements of the applicable law, the change in terms will also apply to unpaid balances. An increase in the daily periodic rate under a variable or adjustable interest rate is not considered a change in terms under this plan.

*APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to AACFCU. 

**DPR refers to DAILY PERIODIC RATE. 

Restrictions may apply. Contact us for full details.