Traveling Out of Country?

MasterCard® Credit Card and Debit card use when traveling:

Are you planning on traveling? Here are a few things you need to know!

Notify AACFCU at least 48 to 72 hours prior to your departure if you plan on traveling to any of the countries listed below:

  • Antigua
  • Australia
  • Barbuda
  • Brazil
  • Bulgaria
  • Canada
  • China
  • Columbia
  • Cyprus
  • Denmark
  • France
  • India
  • Italy, Japan
  • Macedonia
  • Malaysia
  • Mexico
  • Norway
  • Qatar
  • Romania
  • Russian Federation
  • South Africa
  • Singapore
  • Spain
  • Sweden
  • Switzerland
  • Ukraine
  • United Kingdom

If you use your card outside your normal usage area, there is a possibility that your card may be declined. If this occurs, call the number on the back of your card or AACFCU at 800-448-4096.

In the past, foreign (international) fees have been combined with your actual ATM, debit card or credit card transaction or purchase on your statement. Now, the transaction amount and conversion fee from MasterCard® International will be listed as separate items. This change should make it easier to verify your transaction on foreign purchases separately from the fees.