Online Banking

Online Banking - View our Interactive Demo

Online Banking is just the beginning of a better, more convenient way to manage your accounts anytime, anywhere. Our free Online Banking gives you the tools to manage all of your AACFCU accounts. You can check account balances, view transaction history, pay bills and make transfers all on the same page! 

Sign up today and start receiving the following benefits:

  • Up-to-the-minute balance and account information
  • Transfer funds between checking, savings and loan accounts
  • Apply for a loan
  • Credit card balance information
  • Direct access to free Online Bill Pay
  • Free access to FinanceWorks™
  • Earn cash back with Purchase Rewards
  • Safe, secure and private
  • Free E-Statements
  • Change your address
  • And more!

Online Banking Help

Login Requirements - Username, password, and enhanced login security requirements.

Need help logging in? - Recommended browser settings, supported browsers / operating systems, and pop-up blocker settings. 

Frequently Asked Questions - How to change address, sign up for e-statements, etc. 


Your Complete Financial Picture...All in One Place – Take a tour

FinanceWorks™ is a free money management program powered by the makers of Quicken® that is part of Online Banking. You can see an overview of your spending when you enter the site. It lets you view your complete financial picture depending on the amount of information you choose to enter. You can view your individual transactions and label them with expense or income categories that best describes them. It will also show you trends in your spending habits. FinanceWorks™ allows you to set up your own monthly budget. The best part is an online tutorial that shows you how to best utilize FinanceWorks™.

  • Go to, and log in to your Online Banking.
  • Access FinanceWorks™ by clicking the “FinanceWorks” link under the Account Access tab.
  • “Accept” the FinanceWorks™ Terms and Conditions and follow the on screen instructions to get started.

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Purchase Rewards

Purchase Rewards gives our debit cardholders offers of discounts based on spending habits. It’s free to use when you sign up through your Online Banking. Rewards can be as much as $50-$100 per year and are deposited into your checking account. You can enroll at any time or stop your enrollment at any time.

Start earning cash back at places you shop most. The more you use your debit card, the more offers you will get. Select any offer you are interested in, activate, make your purchase and get cash back. Earnings will be deposited directly into your checking account. It’s easy!

  • Go to, and log in to your Online Banking.
  • Look for your Purchase Rewards offers under the My Accounts tab:
    • Use the Purchase Rewards section for cash back offers. View new offers, offers already on your card, and how much cash back you have earned.
    • When you view your Full account history under Checking in the My Accounts section. This takes you to your detailed checking account transactions and will show Purchase Rewards offers on qualifying purchases.
  • When you find an offer you like, click on it to “Activate”. The Purchase Rewards offer you selected is ready for you to make your purchase.
  • Shop at the participating retailer and pay with your debit card (this can be a PIN or signature-based transaction) to earn your cash back Purchase Rewards. Note: Each offer provides different details about when and where to shop to earn your cash back.
  • If you have a joint account, then whichever cardholder uses the offer first gets the cash back reward.
  • Purchase Rewards you have earned will be deposited directly into your checking account at the end of the NEXT Month after you redeem the offer. We DO NOT share your debit card number with the company that offers this program, your information has to come back and be posted.
  • You can view your earnings in the Purchase Rewards section of the Account Access screen.
  • To Opt-Out of the program, if already enrolled, simply click the "stop receiving offers" link in the Purchase Rewards widget on the checking account history page.

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